Want to lower your monthly payment?


If you’re looking to purchase a new home, lower your monthly mortgage payment or get some cash out of your home, an Adjustable Rate Mortgage (ARM) may be your best option. ARMs offer some of the lowest rates available — and today’s ARMs are a lot different than they were in the past.  ARMs are safer. ARMs no longer feature pre-payment penalties, so you can easily refinance. And you’ll never have to worry about a big balloon payment.  ARMs are smarter. 


Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate? Plus, more of your payment goes toward the principal, so you pay down your mortgage faster.


ARMs can save you money. A lower rate can mean a lower payment, which can mean more cash in your pocket each month.


There are several different types of ARMs, each with its own benefits. Let’s go over your options together.